London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

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London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

------------

Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

------------

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Link for Elodie Jamous: https://www.meetup.com/londonocc/members/100555452/

Link for London OpenCoffee Meetup: https://www.meetup.com/londonocc/?_af_cid=londonocc&_af=chapter

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Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)
Meetup
Laurence
Laurence (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Feedback:

There is too much unsecured lending going on.

This is simply a recipe for another financial crash.

Please stop now.

Laurence


On 01/10/2018 09:32, Elodie Jamous (Meetup) wrote:

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

------------

Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

------------

------------

Please Note: If you hit “REPLY”, your message will be sent to everyone on this mailing list [hidden email]

------------

Link for Elodie Jamous: https://www.meetup.com/londonocc/members/100555452/

Link for London OpenCoffee Meetup: https://www.meetup.com/londonocc/?_af_cid=londonocc&_af=chapter

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Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)
In reply to this post by Zulfiqar Deo (Meetup)
Meetup
Laurence
Laurence (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

see this at the bottom of the page - that means not approved yet.

© 2018 Tenence Limited. Service to be provided subject to approval of consumer credit licensing (with credit card permission) by the Financial Conduct Authority (FCA).


On 01/10/2018 09:32, Elodie Jamous (Meetup) wrote:

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

------------

Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

------------

------------

Please Note: If you hit “REPLY”, your message will be sent to everyone on this mailing list [hidden email]

------------

Link for Elodie Jamous: https://www.meetup.com/londonocc/members/100555452/

Link for London OpenCoffee Meetup: https://www.meetup.com/londonocc/?_af_cid=londonocc&_af=chapter

-------

You received this notification because you're a member of London OpenCoffee Meetup (https://www.meetup.com/londonocc/), organized by Iqbal V Gandham (https://www.meetup.com/londonocc/members/3829918/).

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Unsubscribe (https://www.meetup.com/londonocc/optout/?submit=true&eo=ml1&_ms_unsub=true&email=orgBdcst) from similar emails from this Meetup group. Manage your settings (https://www.meetup.com/account/comm/) for all types of email updates.

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Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)
In reply to this post by Zulfiqar Deo (Meetup)
Meetup
UncleUnvoid
UncleUnvoid (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"
Interesting conversation. 

Are we interested in offering credit or general support, whats teh start-up real purpose?

Marcus






Marcus Kirsch
Founder, ResonanceDesign
London, UK



Please support my upcoming book!



Check it out at: thedeconstructionparadigm.com 
Or reply YES and I will subscribe you for you

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" 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On 1 Oct 2018, at 09:46, Laurence (Meetup) <[hidden email]> wrote:

Meetup
Laurence
Laurence (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

see this at the bottom of the page - that means not approved yet.

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On 01/10/2018 09:32, Elodie Jamous (Meetup) wrote:

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

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Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

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Link for Elodie Jamous: https://www.meetup.com/londonocc/members/100555452/

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Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)
In reply to this post by Zulfiqar Deo (Meetup)
Meetup
Richard
Richard (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"
@laurence not sure stoping a single new product coming to market is going to solve that! Whether I agree with your friends rnly stated opinion or not.

@elodie you might want to reach out to Loot (the current account / card people) as when they launched they were serving skilled migrants with pre-paid (I think) products which still managed to overcome some address verificatiin requirements

Also, if you would like to try and connect with CredScope I can make an introduction. I believe they are focussing on African markets at the moment but had been planning to launch alternative credit scoring methods in the UK based on verifiable data that the credit bureau ignore currently - in order to serve economic migrants and those trapped in poverty premium cycle better.

Let me know if I can help with connections or anything else


On Mon, 1 Oct 2018, 09:42 Laurence (Meetup), <[hidden email]> wrote:
Meetup
Laurence
Laurence (Member) sent a message to the London OpenCoffee Meetup mailing list
Re: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Feedback:

There is too much unsecured lending going on.

This is simply a recipe for another financial crash.

Please stop now.

Laurence


On 01/10/2018 09:32, Elodie Jamous (Meetup) wrote:

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

------------

Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

------------

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RE: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Zulfiqar Deo (Meetup)
In reply to this post by Zulfiqar Deo (Meetup)
Meetup
mike watson
mike watson (Member) sent a message to the London OpenCoffee Meetup mailing list
RE: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

Hi Elodie,

 

Would like to know more  about your app.

 

[hidden email]

 

rgs,

 

mike

 

07795 16 64 46

 

From: [hidden email] <[hidden email]>
Sent: 01 October 2018 09:33
To: [hidden email]
Subject: London OpenCoffee Meetup list: "Startup feedback - a mobile first credit card for immigrants"

 

Elodie Jamous (Member) sent a new message to the London OpenCoffee Meetup mailing list:

Startup feedback – a mobile first credit card for immigrants

------------

Hi OCers,

Nice to meet you! My first time on this list :-)

I’m reaching out because I’d love to get OC’ers feedback on my startup — www.withfea.com

See a demo here: https://marvelapp.com/406a3fa

It’s a mobile first credit card for new immigrants and more generally for anyone who has none or limited credit history.

I’m relatively new to London (just moved here 6 months ago from SF, where I was a product lead at LendingClub) so maybe I’m missing something but it just seems really tough to get any form of credit without 3 year address history…

Anyway would love to hear your feedback.

Thanks! Elodie

------------

------------

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